STB Union Debit Card in Israel
Understanding how debit (prepaid) cards operate in Israel and how to obtain an STB Union debit card is essential if you’re looking for a quick and secure way to handle your funds. Debit cards are an important instrument for financial activities in Israel, from making purchases at local markets to withdrawing cash from ATMs. However, with so many banks and credit card alternatives available, navigating the process may take time and effort. Therefore, you should obtain a debit card with everything you need for safe and quick financial transactions. In this case, STB Union comes into play and offers a debit card for payment abroad, cash withdrawal, or savings with the most favorable conditions and tariffs.
Characteristics of the STB Union Debit Card
- It can be used to withdraw money.
- The card has a high level of security.
- Similar to a credit card VISA in Israel, you can top up your card with VISA Direct online.
- The card does not have a credit facility.
- Multi-currency or single currency option
How to Get a Debit Card?
The whole process is effortless because you don't need an existing bank account to get a debit card. You only need your valid ID and phone number. Sign in to the STB Union mobile app, choose the debit card option, and follow the on-screen instructions to get your card. Remember that you must activate the card before using it, which is done through the any ATM nearby.
Conditions
- Card issuance costs 39 ₪ and is paid for on the first top-up.
- Card maintenance costs 18₪/month for a multi-currency card or 10₪ for a single-currency card per month (no charge for the first month).
- The card can be topped up with cash up to 10,000 ₪ per month.
- The card balance might be 100,000 ₪ or its equivalent in a lump amount.
- Card issuance is available to both Israeli residents and non-residents. However, foreigners must be in Israel to receive the card, as STB Union must identify them.
- All additional conditions can be found on our website.
Advantages
- It is a convenient method of payment for people who want to keep track of their costs regularly.
- Charges are made around the time the transaction is done and are recorded quickly in the account, allowing for more accurate financial management.
- Allows customers who don’t want to get a credit card to use electronic payment methods, such as online shopping, paying bills, and so on.
- The card supports several currencies, including shekels, dollars, and euros.
- The STB mobile app allows you to change the card's currency with a single click.
- You may purchase and sell currencies in the app 24/7.
- The card is valid in all countries that accept the VISA international payment system.
- The app includes analytics, quick revenue, and spending data, and a free card balance check.
- As an optional feature, regular SMS balance alerts are offered.
- There is competent chat and phone assistance in Hebrew, English, and Russian for the convenience of consumers. It is accessible six days a week. Besides, STB Union offers a help center with detailed instructions and information.
- The smartphone app is multilingual, including versions in Russian, English, Hebrew, Ukrainian, Sinhala, and Chinese languages.
- When using the app to transfer money overseas, you will receive special discounts.
- Money transfers between STB customer’s wallets are free and immediate.
- You may accept transactions and save money in Shekels, dollars or euros.
- There are multiple options to top up your card.
- All major money transfer services (Korona, Ria, KWIKPAY, etc.) may be used to top up the card from overseas.
- You can top up your card with VISA Direct online.
- You may connect the card to your PayPal account.
Safety Measures for Debit Cards in Israel
In Israel, keeping your debit card secure is critical, and STB Union prioritizes card security. First and foremost, keep your debit card information and the 3D secure code safe. Never write it down and never reveal it to anybody, even to STB Union employees. Consider setting SMS notifications to receive real-time updates on card transactions. As a result, you may report any unlawful activity immediately. Furthermore, STB Union provides the option to temporarily block your card if it is lost or stolen.
Be aware of your surroundings when using an ATM. Keep an eye out for any strange gadgets linked to the machine, a method known as “skimming”, which hackers employ to steal credit card information. When purchasing online, make certain that the website is safe. A secure connection is indicated by a padlock icon in the browser or a URL beginning with “https.” Consider utilizing a secure payment channel for increased security.
On top of that, be aware of the transactions that cannot be made with a debit or prepaid card. Namely: transactions involving an unknown sum (for example, renting a car), making a deposit, for example, for a hotel reservation.
Bottom Line
Using a debit card in Israel is your first step into the future of cashless transactions. STB Union prioritizes safety measures to protect its customers from potential fraud and embraces convenience and versatility so that Israeli citizens or foreigners can enjoy financial ease.
